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The Underwriting Module is a powerful, flexible solution designed to manage the full lifecycle of insurance policies and endorsements, whether in direct or indirect business. Built on a modular architecture, it empowers insurance companies to streamline operations and accelerate product development with minimal IT involvement.
End-to-End Policy Management
Handle all underwriting operations from policy creation to endorsement, renewal, and cancellation.
Product Configuration Without Coding
Business users can create and customize insurance products using an intuitive parameter with no technical expertise required.
Supports All Lines of Business
Easily configure both individual and corporate products, including their coverage options and standard clauses.
Multi-Line Bundling
Combine multiple lines of business into a single product offering for greater flexibility and customer value.
The Financial and Accounting module serves as the core financial backbone of the insurance and reinsurance software, integrating seamlessly with underwriting, claims, brokerage, and reinsurance management modules. It ensures accurate, automated, and auditable financial processing of all transactions, maintaining compliance with international accounting standards (such as IFRS 17).
This module provides full visibility and control over premium collection, claims payments, commissions, reinsurance settlements, general ledger postings, and financial reporting enabling insurers and reinsurers to manage their financial operations efficiently and transparently.
Key Features
1. General Ledger (GL) Integration
2. Premium, Claims, Reinsurance, Accounting
3. Accounts Receivable & Payable (AR/AP)
4. Cash & Bank Management
5. Financial Reporting & Compliance
6. Multi-Currency & Consolidation
7. Bank / Third Parties Reconciliation
8. Cash Flow Reports
9. Checks Management
The Reinsurance Module is a fully integrated solution within the policy administration system, designed to deliver comprehensive visibility and control across the entire insurance lifecycle. From underwriting to claims management, it automates both treaty and facultative reinsurance processes, ensuring consistent and accurate handling of ceded premiums and recoveries.
By aligning reinsurance data directly with active policies, the module streamlines operations, minimizes manual intervention, and enhances financial precision. Its seamless integration reduces operational risk, improves compliance, and supports strategic decision-making through real-time insights and audit-ready tracking.
Key Features
1. End-to-End Integration
2. Automated Treaty & Facultative Management
3. Ceded Premium & Recovery Tracking
4. Policy-Level Alignment
5. Operational Efficiency
6. Financial Reconciliation & Reporting
The Statistics & Reporting Module empowers insurers with real-time, data-driven insights across both insurance and reinsurance operations. By analyzing key metrics such as premiums, claims, loss ratios, and portfolio performance, the module enables precise monitoring of business trends and risk exposure.
Designed to support strategic decision-making, it transforms raw data into actionable intelligence enhancing underwriting accuracy, optimizing claims management, and improving overall financial performance. With intuitive dashboards and customizable reports, insurers gain full visibility into operational health and can respond swiftly to emerging patterns or anomalies.
Key Features
1. Real-Time Data Analysis
2. Loss Ratio & Claims Performance Tracking
3. Portfolio Segmentation & Benchmarking
4. Data-Driven Decision Support
5. Integration with Core Systems
6. Automated Report Generation
